Farming Insurance

We provide cover for the following:

FARM BUILDINGS AND OR CONTENTS

All farm buildings and/or contents thereof and/or farming requisites. Goods are covered in respect of destruction or damage caused by fire, lightning or explosion, storm, tempest, rain, hail, floods, aircraft and aerial devices dropped therefrom, bursting or overflowing of water supply systems and impact with any building.

CROPS AND TOBACCO LEAF

All crops are covered from time of planting until final delivery to buyer’s or agent’s depot, auction floor or warehouse in Zimbabwe against destruction caused by fire and allied perils, hail (optional), accidental loss or damage during transit and theft where applicable

CONSEQUENTIAL LOSS (TOBACCO CURING SYSTEMS)

This covers Virginia tobacco leaf which is actually lost as a result of inability to cure such tobacco leaf where such inability is solely consequent upon the destruction or damage to any unit of the insured’s Virginia tobacco curing system by any insured peril.

LIVESTOCK

This covers the insured in respect of any livestock killed whilst anywhere on the insured’s premises or whilst on any adjacent premises by arrangement for the purpose of grazing. All livestock including cattle, horses, sheep, pigs and any other animals are covered for the following:

• Fire, lightning and explosion.
• Impact by any road vehicle, railway locomotive or rolling stock.
• Riots, strikes and malicious damage
• Accidental electrocution